Terms of use
The ground rules for using this website.
Last updated July 2026
Acceptance
By using this website you agree to these terms. If you do not agree, please do not use the site.
Informational purpose only
Content on this site is general information about life insurance. The tools and content on this site are educational only. They are not financial, tax, or legal advice and do not constitute a recommendation of any specific policy. Nothing here is an offer of insurance, a solicitation in a state where we are not licensed, or a guarantee that any coverage or price will be available to you.
No coverage until issued
All coverage is subject to carrier underwriting approval. Rates, availability, and policy features vary by state, age, health, and carrier. Nothing on this site is an offer of insurance or a guarantee of coverage or price. Submitting a quote request or booking a call does not create coverage and does not bind any carrier.
Licensing
Login Whitlock (NPN 22156242) is licensed in the states listed in the footer of this site. We do not transact insurance business in states where we are not licensed.
Accuracy of your information
You agree that the information you submit is accurate and that you are authorized to provide it. Inaccurate information can affect quotes, underwriting, and claims.
Third-party content and links
Links to carriers or other sites are provided for convenience. We do not control and are not responsible for third-party content or practices.
Automated assistant
The chat assistant on this site is an automated tool. Its responses are general information, may be incomplete or inaccurate, and are not a substitute for speaking with a licensed agent.
Limitation of liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Whitlock Life Agency is not liable for any indirect, incidental, or consequential damages arising from your use of this site.
Changes
We may update these terms. Continued use of the site after an update means you accept the revised terms.
Contact
Questions about these terms: whitlockloginffl@gmail.com.
This page is maintained by Whitlock Life Agency and is provided for information only. It is not legal advice and has not been reviewed by counsel. Consult an attorney before relying on it.