All coverage typesCoverage
Mortgage Protection
Coverage built around your loan balance and remaining years, so your family keeps the house.
Who it fits
- New homeowners
- Refinanced or recently purchased homes
- Households with one primary earner
How it works
- 1Coverage is usually a term policy matched to your remaining loan term and balance.
- 2If you pass away during the term, the benefit is paid to your beneficiary in cash.
- 3Your beneficiary decides how to use it — paying off the mortgage is a choice, not a requirement.
- 4Riders for disability or critical illness are available from some carriers at additional cost.
Trade-offs to know
- This is standard life insurance, not a product sold or endorsed by your lender.
- Decreasing-benefit versions pay less over time; level term keeps the full amount.
- Coverage ends when the term ends.
Configure your request
Choose what fits. Your selections travel with your booking so the call starts with real numbers.
Remaining mortgage
Years left on the loan
All coverage is subject to carrier underwriting approval. Rates, availability, and policy features vary by state, age, health, and carrier. Nothing on this site is an offer of insurance or a guarantee of coverage or price.
Common questions
No. This is an individual life insurance policy you own. It is not affiliated with, sold by, or endorsed by your lender, and the mailers you may have received from other agencies are not from us.